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UPI & Payment Apps ✓ Verified Program

Google Pay

★ 4.6 (10M+ reviews) • Published: Oct 23, 2026 • Updated: Oct 23, 2026
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Verified Reward Offer ₹201 per Referral + ₹21 First Payment Cashback
🔍 Editorial Review & Testing Notes

Google Pay is one of the safest and most reliable UPI payment platforms in India, backed by Google and NPCI.

📄 About Google Pay

Google Pay (Tez) is Google’s secure UPI payment app in India. Users can transfer money directly between bank accounts, scan QR codes, pay utility bills, and participate in festive cashback promotions like Tez Shots and Diwali campaigns.

💰 How the Referral & Earning Program Works

Invite friends to Google Pay using your unique invite link or referral code. When your friend signs up, links their bank account, and completes their very first UPI transaction, both of you earn instant rewards deposited directly into your linked bank account within seconds.

✅ How to Sign Up & Claim Your Reward

  1. Download Google Pay from Play Store or App Store.
  2. Enter your bank-registered mobile number and verify via OTP.
  3. Link your bank account and set a 4 or 6 digit UPI PIN.
  4. Make your first UPI payment of at least ₹1 to any contact or UPI ID.
  5. Receive ₹21 instantly in your account, and your friend gets ₹201.

⚠ Eligibility & Important Conditions

The referred user must be a new Google Pay user and link a valid Indian bank account with mobile number matching the SIM card. First transaction must be completed within 30 days of registration.

❓ Frequently Asked Questions about Google Pay

Referral cashback is credited directly into your linked bank account within 24 hours of the qualified first transaction.

Yes, users can earn up to ₹9,000 per financial year in total rewards across referral bonuses and scratch cards.